Fraud Alert: Fraudsters are calling GICU members and pretending to be our fraud department. Be very careful about providing personal information over the phone. If you're concerned about fraudulent activity, call us at 515-956-3000.
Estafadores están llamando a los miembros de GICU y se hacen pasar por nuestro departamento de fraude. Tenga mucho cuidado al proporcionar información por teléfono. Si cree que hay actividad fraudulenta en su cuenta, llámenos al número 515-956-3000.
Greater Checking Unleashed.
When you open a new Greater Checking account by June 30th, we will donate one pound of dog food to the Animal Rescue League. Learn more
Greater Savings
Earn more with your money by opening a GICU Greater Savings account when you pair it with your GICU Greater Checking. Learn more here!
Make it feel like home.
The difference between how much you owe and your home’s worth can make all the difference when it comes to affordable home improvements, debt consolidation, and many other expenses. Learn more.
Manage Your Cards
Download the new GICU Cards app to make credit card payments, set up alerts and controls, and report a card lost or stolen. Learn more
More Details
As a member of Greater Iowa Credit Union, you can receive a significant discount on Adventureland Park and Adventure Bay Waterpark tickets!
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An adjustable rate mortgage, or an "ARM" as they are commonly called, is a loan type that offers a lower initial interest rate than most fixed rate loans. The trade-off is that the interest rate can change periodically, usually in relation to an index, and the monthly payment will go up or down accordingly. Against the advantage of the lower payment at the beginning of the loan, you should weigh the risk that an increase in interest rates would lead to higher monthly payments in the future. It's a trade-off. You get a lower rate with an ARM in exchange for assuming more risk.
For many people in a variety of situations, an ARM is the right mortgage choice, particularly if your income is likely to increase in the future or if you only plan on being in the home for three to five years.
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