Loan Rates

APR (Annual Percentage Rate) is accurate as of June 1, 2024 and may change at any time. Other terms and products available. Please call for a personalized quote.

2022 and Newer Autos and Motorcycles**

APR* Terms (Months)
As low as 5.99% 1-48
As low as 6.14% 49-60
As low as 6.29% 61-72
As low as 6.39% 73-84

Examples:
48 monthly payments of $352.21 for $15,000 borrowed at 5.99% APR
60 monthly payments of $387.96 for $20,000 borrowed at 6.14% APR
72 monthly payments of $417.75 for $25,000 borrowed at 6.29% APR
84 monthly payments of $591.85 for $40,000 borrowed at 6.39% APR

**Less than 45,000 miles

2015-2021 Used Autos or Motorcycles**

APR* Terms (Months)
As low as 6.49% 1-48
As low as 6.64% 49-60
As low as 6.74% 61-72

Examples:
48 monthly payments of $237.10 for $10,000 borrowed at 6.49% APR
60 monthly payments of $294.48 for $15,000 borrowed at 6.64% APR
72 monthly payments of $338.49 for $20,000 borrowed at 6.74% APR

**Greater than 45,000 miles

2014 and Older Used Autos or Motorcycles

APR* Terms (Months)
As low as 10.74% 1-36
As low as 11.24% 37-48

Examples:
36 monthly payments of $244.62 for $7,500 borrowed at 10.74% APR
48 monthly payments of $259.62 for $10,000 borrowed at 11.24% APR

Snowmobile or ATV - New

APR* Terms (Months)
as low as 6.99% 1-36
as low as 7.99% 37-48
as low as 8.99% 49-60

Examples:
36 monthly payments of $30.87 per $1,000 borrowed at 6.99% APR.
48 monthly payments of $24.41 per $1,000 borrowed at 7.99% APR.
60 monthly payments of $20.75 per $1,000 borrowed at 8.99%APR.

Snowmobile or ATV - Used

APR* Terms (Months)
as low as 7.99 1-24
as low as 8.99% 25-36

Examples:
24 monthly payments of $45.22 per $1,000 borrowed at 7.99% APR.
36 monthly payments of $31.80 per $1,000 borrowed at 8.99% APR.

Boat or Jet Ski - New

APR* Terms (Months)
as low as 7.24% 1-60
as low as 8.24% 61-84

Examples:
60 monthly payments of $19.91 per $1,000 borrowed at 7.24% APR.
84 monthly payments of $15.71 per $1,000 borrowed at 8.24% APR.
 

Boat or Jet Ski - Used

APR* Terms (Months)
as low as 7.99% 1-48
as low as 8.99% 49-60

Examples:
48 monthly payments of $24.41 per $1,000 borrowed at 7.99% APR.
60 monthly payments of $20.75 per $1,000 borrowed at 8.99% APR.

Motorhome or Travel Trailer - New

APR* Terms (Months)
as low as 7.99% 1-60
as low as 8.74% 61-84
as low as 9.74% 85-120

Examples:
60 monthly payments of $20.27 per $1,000 borrowed at 7.99% APR.
84 monthly payments of $15.96 per $1,000 borrowed at 8.74% APR.
120 monthly payments of $13.07 per $1,000 borrowed at 9.74% APR.

Motorhome or Travel Trailer - Used

APR* Terms (Months)
as low as 9.99% 1-60
as low as 10.99% 61-84

Examples:
60 monthly payments of $21.24 per $1,000 borrowed at 9.99% APR.
84 monthly payments of $17.12 per $1,000 borrowed at 10.99% APR.
 

Personal Loans

APR* Terms (Months)
As low as 8.99% 1-12
As low as 9.99% 13-24
As low as 10.99% 25-36
As low as 11.49% 37-48
As low as 11.99% 49-60
As low as 15.99% for loans less than $2,500 up to 24

Example:
12 monthly payments of $218.62 for $2,500 borrowed at 8.99% APR
24 monthly payments of $161.49 for $3,500 borrowed at 9.99% APR
36 monthly payments of $163.67 for $5,000 borrowed at 10.99% APR
48 monthly payments of $195.63 for $7,500 borrowed at 11.49% APR
60 monthly payments of $222.39 for $10,000 borrowed at 11.99% APR
12 monthly payments of $90.73 for $1,000 borrowed at 15.99% APR

Clear in [10]™ - Home Equity Fixed 1st Lien Position Loan

APR* Terms (Months)
as low as 6.49% 120

Example:
$50,000 borrowed for 120 months at 6.49% APR, the monthly payment will be $567.49.
• Example does not include any required taxes and insurance premiums.
• Any additional costs such as appraisal fees and title guaranty will be reviewed with member and included in closing costs, if required.

Free in [15] - Home Equity Fixed 1st Lien Position Loan

APR* Terms (Months)

as low as 6.74%

180

Example:
$50,000 borrowed for 180 months at 6.74% APR, the monthly payment will be $442.18.

• Example does not include any required taxes and insurance premiums.
• Any additional costs such as appraisal fees and title guaranty will be reviewed with member and included in closing costs, if required.

Fixed Rate Home Equity Loans

APR* Terms (Months)
as low as 6.74% 1-60
As low as 7.24% 61-120
As low as 7.74% 121-180

Example:
36 monthly payments of $307.58 for $10,000 borrowed at 6.74% APR
60 monthly payments of $398.29 for $20,000 borrowed at 7.24% APR
120 monthly payments $599.79 for $50,000 borrowed at 7.74% APR 

Home Equity Line of Credit (HELOC) - 10 Year Draw Period Interest Only

APR* Terms (Months)
as low as 8.50% 300

Example:
Monthly payments of $80.52 for $10,000 borrowed at 8.5% APR during draw period.
• Variable Rate tied to Prime
• No fees are included as a percentage of the credit limit.
• Estimated dollar range of closing costs is $165 - $695
• Maximum rate is 18.000%
• No membership or annual fees apply.
• No minimum, fixes, transaction, activity or similar finance charges will be imposed.

Mortgage Loans

Call or click here for rates and terms. Real estate closing costs/fees vary based on loan amount, location and type of loan. Contact a real estate associate for actual costs for your specific loan.

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*Annual Percentage Rate (APR) based on product, term and credit.

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