Mortgage Loans

Greater Iowa Credit Union offers a variety of lending options to meet your individual needs, no matter where you find yourself in the home-buying process.

Loan Options Available

  • 15, 20, or 30 year fixed
  • USDA, VA, & FHA
  • 5/1, 7/1, 10/1 ARM

The first step when buying a home is to work with your lender to get pre-qualified for your loan. You will provide some basic income and debt information so GICU can give you preliminary approval on the amount you can borrow. This is required by most realtors before they will show you any houses. Once you are pre-qualified, you are ready to house hunt!

Make an appointment today!

Serving Ames
and Central Iowa
Loraine Riley Springer Greater Iowa Credit Union Mortgage

Loraine Riley
GICU Office:
Ankeny    Waukee
NMLSR ID #489074
Email Loraine

Apply with Loraine

To make the process even easier, be sure to have these documents ready for your first appointment:

  • Current pay stubs for a 30-day period that includes year-to-date information
  • W-2s from the previous two years
  • If self-employed, federal tax returns for the past two years, including all schedules
  • Bank statements for the past two months
  • Most recent investment account statement
  • Most recent retirement account statement

Rates as low as 6.542% APY1


Get started today!

Contact Us

Current Rates

Additional Registered Mortgage Loan Originators

Greater Iowa Credit Union, in compliance with the S.A.F.E. Act, has successfully registered our experienced and skilled mortgage loan originators with the Nationwide Mortgage Licensing System & Registry (NMLS). NMLS #447195

Mortgage Loan Originators

Applicable Fees: Various fees based on loan amount can be charged (appraisals, title searches, mortgage filing fees, etc.). 

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