Greater Checking
When you open a new Greater Checking account you earn greater dividends, which are paid when eligibility requirements are met. Learn more
Greater Savings
Earn more with your money by opening a GICU Greater Savings account when you pair it with your GICU Greater Checking. Learn more here!
Refinance your auto loan and earn cash back.
Are you looking to accelerate your savings? Refinance your auto loan and earn up to $500 cashback! Apply Online
Celebrating Young Savers!
We're excited to announce our new Financial Futures Giveaway! Each month brings a new chance to win awesome prizes that make saving even more rewarding. Click here to enter.
With Greater Iowa Credit Union’s Financial Futures Savings account, young savers learn the value of saving, goal-setting, and planning for their future, one dollar at a time
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Let's build something.
We're here to help get you the money you need and to get you back on track.
Starting your credit journey? We’re here to help you take the first step with confidence.
Complete a quick application. Once approved, your loan funds are placed in a secured account to help you build credit safely.
Make fixed, on-time payments each month. Your payments are reported to credit bureaus, helping you establish a positive credit history.
After your loan is paid off, the funds are released to you, along with a stronger credit profile.
Greater Iowa Credit Union’s Credit Builder Loan is designed specifically for members who are new to credit. As you repay the loan, we report your payment history to the credit bureaus, helping you establish or improve your credit score. It’s a simple, safe way to build positive credit history by showing consistent, on-time payments, one of the most important factors in your credit score.
Establish or improve your credit with no existing history required
Learn good financial habits with manageable monthly payments
No need for a large upfront deposit or collateral
Support from your local credit union every step of the way
Visit any of our branches to talk with a team member. We’ll walk you through the process and help you build a better financial future, starting today.
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Set up Automatic Payments and never worry about missing a due date. Set it up yourself through Online Banking or let us help you by calling or stopping by any GICU branch.
Whatever your dreams are, a personal loan from GICU can make it a reality.
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Need some extra cash? Talk to your local GICU Member Advisor about your options.
GICU makes getting behind the wheel of your next car easy!
“GICU was very helpful, they explained the loan structure and what to expect coming up very well! 10/10!” - Alma L.
“GICU was very helpful, they explained the loan structure and what to expect coming up very well! 10/10!”