Greater Checking
When you open a new Greater Checking account you earn greater dividends, which are paid when eligibility requirements are met. Learn more
With Greater Iowa Credit Union’s Financial Futures Savings account, young savers learn the value of saving, goal-setting, and planning for their future, one dollar at a time.
Refinance your auto loan and earn cash back.
Are you looking to accelerate your savings? Refinance your auto loan and earn up to $500 cashback! Apply Online
Celebrating Young Savers!
We're excited to announce our new Financial Futures Giveaway! Each month brings a new chance to win awesome prizes that make saving even more rewarding. Click here to enter.
As a member of Greater Iowa Credit Union, you can receive a significant discount on Adventureland Park and Adventure Bay Waterpark tickets!
Login to my account
Forgot Password? Signup
On the road to retirement.
Save for the long run with an Individual Retirement Account.
When it comes to securing your financial future, having a solid plan for retirement is essential. At Greater Iowa Credit Union, we offer a variety of Individual Retirement Accounts (IRAs) to help you build wealth for retirement or other future expenses. Whether you're just starting your retirement savings journey or looking to optimize your existing portfolio, our IRAs can help you achieve your long-term goals.
An Individual Retirement Account (IRA) is one of the most powerful tools you can use to save for your future. With an IRA, you can enjoy tax advantages that can help you grow your savings over time, making it an ideal choice for long-term financial planning. Below are some reasons why an IRA is a smart choice
A Traditional IRA is perfect for individuals who want to benefit from tax-deferred growth. Your contributions may be tax-deductible, reducing your taxable income for the year in which you contribute. Additionally, earnings in the account grow tax-deferred until you begin withdrawing them in retirement.
Key Features:
A Roth IRA allows you to enjoy tax-free growth and tax-free withdrawals in retirement. Contributions to a Roth IRA are made with after-tax dollars, meaning you won't receive a tax deduction upfront. However, the real advantage is that your withdrawals in retirement are completely tax-free, making it ideal for long-term growth.
Key Benefits of an IRA with GICU
At Greater Iowa Credit Union, your IRA account comes with a range of benefits that set us apart. Here's why an IRA with us is a smart choice:
Take the first step toward financial security by opening an IRA with Greater Iowa Credit Union.
Stash your money in our secure, high-rate certificates so you know it will be there when you need it.
Learn More
Save smarter with a tax-advantaged Health Savings Account.
Earn a high rate with flexible options and retain access to your funds.
We’re here to help you navigate your retirement planning and set you up for long-term success.
IRA Rates
"I enjoy all my interactions with Greater Iowa Credit Union representatives. They have always helped me with all my needs and questions.” - Joyce P.
"I enjoy all my interactions with Greater Iowa Credit Union representatives. They have always helped me with all my needs and questions.”