Earn more, access your money easily, and bank with people who know your name.
Why Choose a Money Market Account?
A money market account is a high-yield savings option that gives you the best of both worlds: higher returns than a regular savings account and the flexibility to access your money when you need it.
At Greater Iowa Credit Union, we know you want to grow your savings, without sacrificing convenience or transparency. Whether you’re building an emergency fund or setting money aside for your next big goal, our money market accounts help your money work harder while staying within reach.
Perfect if you:
- Want to earn more interest than a traditional savings account
- Need access to your funds without early withdrawal penalties
- Prefer to bank locally with a credit union that puts members first
Standard Money Market Account
A Money Market Account requires a minimum deposit of $2,500 and offers tiered dividend rates, meaning the more you save, the more you can earn. It’s a great option for members looking to grow their savings with higher earning potential than a standard savings account while still maintaining flexible access to their funds without committing to a fixed term.
Key Features:
- Competitive dividend rates
- No monthly service fee with minimum balance
- Easy access through online and mobile banking
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eMoney Market Account
Our eMoney Market Account is designed for digital-savvy savers who maintain larger balances and want to maximize their earning potential. With a minimum balance requirement of $10,000 and enrollment in e-Statements, this account offers high-yield money market performance while providing the convenience of managing your savings online.
Key Features:
- Even higher tiered dividend rates
- Streamlined, paper-free account management
- 24/7 access through our secure digital platforms
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Is a Money Market Account Right for You?
A money market account could be a smart move if:
- You're building a larger emergency fund
- You want to maximize earnings without locking in a term like a CD
- You value flexibility and easy access to your money
- You prefer banking with a local institution that puts members first
Why Open Your Account with Greater Iowa Credit Union?
At GICU, you’re not just earning a great rate, you’re joining a community that cares. We’re committed to helping you reach your financial goals with products that serve you now and into the future.
- Trusted financial partner serving Iowa since 1932
- Federally insured deposits for peace of mind
- Friendly, local service from people who know your name
- Digital tools that simplify saving
- A strong reputation for honesty, transparency, and member-first service
Ready to get started? Open a Money Market account today and start managing your money with confidence.
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