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Certificates

GICU's high-rate CDs offer a variety of savings options that are flexible for your unique situation.  Choose how long you want to save and earn a guaranteed, fixed rate of return no matter how the stock market is doing.  

Certificate Specials

Come into a GICU branch or contact us online to learn more and open your account.

Contact UsCurrent Rates

*APY=Annual Percentage Rate.  Rates accurate as of April 16, 2025.  Minimum balance to open: $1000.  Interest compounded monthly unless paid directly to you.  Early withdrawal penalty of 90 days of interest will be imposed on certificates with a term of one year or less and 180 days of interest on certificates with a term greater than one year.  Early withdrawal penalty may be deducted from principal amount. Withdrawal of earnings could reduce APY.

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