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Shelly Dixson

I have been working in the financial services industry since 2009 and am dedicated to helping individuals and families achieve their dream of home ownership. As Mortgage Loan Officer at Greater Iowa Credit Union, I specialize in guiding clients through the mortgage process with ease and transparency. Whether you're a first-time homebuyer, looking to refinance, or interested in investment properties, I offer a wide range of mortgage products to suit your financial goals. Let's embark on this exciting journey towards homeownership together.  To keep me balanced and grounded, I enjoy spending time with my family and friends and vacationing with my husband Nate and our four kids. I also LOVE visiting my grandkids in Minnesota.

GICU Offers

  • $300 lender credit2
  • Get started with as low as 0% down!1
  • Competitive rates and low closing costs
  • Variety of products including Conventional, FHA, VA, RD/USDA
  • Local servicing 10, 15, 20, and 30-year fixed-rate loans
  • Local processing and underwriting
  • Personal, timely, and attentive service

Fixed rate mortgages are the simplest and most conventional mortgage loan type. With a fixed and locked in interest rate, your principal and interest payment will not change over the life of your loan.

Today's Rates

Term Rate

(no points paid)

 APR1 Payment Per $1,0001
30 Year Fixed 6.125% 6.176% $6.08
20 Year Fixed 6.125% 6.192% $7.24
15 Year Fixed 5.625% 5.708% $8.24

More RatesApply Online

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Shelly Dixson
GICU Office:
Des Moines, Waukee, & Central Iowa
NMLSR ID #1219144
515-954-1683
Email Shelly

1) APR = Annual Percentage Rate. Rates are subject to change at any time. Rates based on loan amount of $135,000. Rates shown are for 75% loan to value for all transactions. Purchase transactions have 30-day locks and refinance transactions have 60-day locks. Rates subject to change without notice. Loan must be secured by primary residence which is owner occupied. All loan approvals are subject to normal underwriting procedures. Any loan and its servicing may be sold on the market at any time. Actual rate may be higher based on credit history, occupancy, and LTV. Private Mortgage Insurance (PMI) may be required, depending on down payment amount. Posted rates are effective on the date listed and expire at 5:00 PM central. All loans subject to approval. Greater Iowa Credit Union is not responsible for typographical errors or omissions. Payment example: A loan of $135,000 with no down payment for 30 years at 6.99% APR will have a monthly payment of $897.25. The payment example does not include taxes or insurance and the actual payment obligation may be greater. 
2) Lender credit of $300 will be credited at the time of closing.  Credit available on first mortgage loan applications submitted by 10/31/25 and funded by 1/31/26.
Applicable Fees: Various fees based on loan amount can be charged (appraisals, title searches, mortgage filing fees, etc.). 

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