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Boost Your Financial Skills!
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April is National Financial Literacy Month, a time dedicated to raising awareness about the importance of financial education and empowering individuals to make informed money decisions. At Greater Iowa Credit Union, we believe that having the right financial knowledge and resources can help build confidence, stability, and a stronger financial future.
Throughout the month, we’ll be sharing helpful tips, tools, and educational resources to support you at every stage of your financial journey. Whether you’re looking to build a budget, grow your savings, manage debt, or plan for long-term goals, financial literacy can help you make choices that work best for you and your family.
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Financial Wellness
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GICU is proud to offer resources to our members to empower them to take control of their finances, no matter the circumstances.
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- Banzai: GICU is excited to offer Banzai, a financial literacy program at no cost to both members and non-members (or soon-to-be-members).
- Credit Coaching: With GreenPath, you have free access to money management and financial education services. GreenPath is a non-profit company that partners with GICU to help members reach their financial goals.
- Tools for Families: Helping kids and teens learn how to save isn’t just about money, it’s about setting them up for a brighter future. When children get comfortable with saving early, they gain confidence, responsibility, and skills that will stick with them for life.
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Financial Futures Giveaway
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At GICU, we believe building smart money habits should start early and be fun along the way. That’s why we’re excited to offer the Financial Futures Giveaway, designed to encourage young savers and celebrate their financial journey. A new giveaway will be launched each month, so we encourage you to check back regularly to see the latest prize opportunities.
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Meet your 2026 Board of Directors
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Learn more about the members who serve on the Greater Iowa Credit Union Board of Directors. These member serve three-year terms and work together to make informed decisions that support the long-term success of the credit union and the members we serve.
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Auto Refinance
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Refinance your auto loan with Greater Iowa Credit Union and earn up to $5003 in cash back. With 90 days before your first payment, it’s an easy way to save more on every drive.
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Shred Day
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Greater Iowa Credit Union will be providing free shredding services for members and the community to securely dispose of personal documents and information at our Lincoln Way (Ames) and Waukee branch locations on May 9th, 2026.
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FCT Webinar
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Join us for a free Social Security webinar on Wednesday, April 29th. In partnership with First Community Trust, this session is designed to help you better understand your Social Security benefits and plan for a more confident retirement.
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Security Corner
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It’s nearly impossible to keep all of your personal information private anymore because it’s constantly being collected and shared. Criminals use this leaked or public information to sound convincing and trick people into trusting fake calls, emails, or texts. The safest approach is to stay skeptical, verify unexpected requests using trusted contact methods, and closely monitor your financial accounts for anything unusual.
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Ames | Ankeny | Denison
Des Moines | Indianola
Waukee | West Des Moines
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© Greater Iowa Credit Union. All Rights Reserved. This email was sent to you by Greater Iowa Credit Union located at 1509 Baltimore Drive, Ames, IA 50010. Federally insured by NCUA. Unsubscribe
1) APR= Annual Percentage Rate. Quoted rate is lowest available rate, reflects all possible discounts, and is accurate as of March 1, 2026 for new and used vehicles 2024 and newer with fewer than 45,000 miles. Your rate will be based on your credit history and may be higher. All loans subject to full underwriting procedures and approval. Maximum rate for auto loan is currently 21% APR. Estimated monthly payment example: $22.80 per $1,000 (payment example is based on 4.49% APR and a term of 48 months with 10% down payment). Approved applicants must become a GICU member by establishing a share account with a minimum $5 deposit. Rates and terms subject to change based on market conditions and borrower eligibility.
2) First payment may be deferred up to 90 days and is dependent upon when your loan closes. Interest continues to accrue during the deferred payment period and will be amortized over the monthly loan payments. Commercial vehicles are excluded. Promotion may change or end at any time.
3) Cashback offer is only valid towards qualifying new money of $10,000 or more. Offer excludes all loans already financed at Greater Iowa Credit Union. Cashback amount is 0.5% of the refinanced balance, up to a limit of $500. A refinanced loan of $25,000 would receive $125 cash back. In order to receive the incentive payment, the loan must be open for 90 days and the member must be in good standing with Greater Iowa Credit Union. To be in good standing, all loans and account balances must be current with proper insurance coverage in place. Approved applicants must become a GICU member by establishing a share account with a minimum $5 deposit.
Applicable Fees: Auto Lien Filing Fee: $20 (Charged in the event Greater Iowa Credit Union needs to place lien on vehicle. Not charged for internal refinances or vehicles purchased from dealer.)
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