Greater Every Day Rate Credit Card

If you're planning a large purchase or want to pay down balances over time, the Greater Every Day Rate Credit Card is designed to help you save with a low introductory rate and no fees where it matters.

Card Highlights

Low Rate Benefits:

  • Great for large purchases or paying off balances over time
  • Introductory rates help you save more

No Fees Where It Matters:

  • No Annual Fee
  • No Foreign Transaction Fees

Peace of Mind on the Road

Your Greater Every Day Rate Credit Card includes Roadside Dispatch®—a convenient, pay-per-use service that provides access to emergency roadside assistance whenever you need it. From towing to lockout help, support is just a call away. See your Guide to Benefits for full program details.

Simple. Smart. Low Rate.

Enjoy peace of mind with a card that keeps interest low and fees out of the way.

Make Paying Easy

holder Set up automatic payments online and never worry about missing a due date. Set it up yourself through the online cards portal or let us help you by calling or stopping by any GICU branch.

Greater Every Day Rate Mastercard

Rates as low as 12.20% APR3

A low-rate card designed to help you save more on interest and pay down balances faster.

Apply Online


1) 0% to 7.99% introductory APR for qualified members; your rate is determined by creditworthiness. Not all applicants will qualify for an introductory rate. After the introductory period, rates are variable based on Prime Rate.
2) 0% introductory APR on all balance transfers made within 12 months of the card opening date. After the 12-month introductory period, rates are variable based on Prime Rate. If you take advantage of this balance transfer, you will immediately be charged interest on all purchases made with your credit card unless you pay the entire account balance, including balance transfers, in full each month by the payment due date.  
3) APR= Annual Percentage Rate. All applications are subject to credit approval. Terms and conditions are subject to change. Please refer to the full Consumer Credit Card Agreement and DisclosureApplication and Solicitation Disclosure, and Guide to Benefits for complete card details. 

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