Loan Rates

APR (Annual Percentage Rate) is accurate as of June 1, 2025 and may change at any time. Other terms and products available. Please call for a personalized quote.

2023 and Newer Autos and Motorcycles**

APR*	Terms (Months)
As low as 5.24%	1-48
As low as 5.39%	49-60
As low as 5.54%	61-72
As low as 5.64%	73-84
Examples: 48 monthly payments of $347.07 for $15,000 borrowed at 5.24% APR 60 monthly payments of $381.01 for $20,000 borrowed at 5.39% APR 72 monthly payments of $408.92 for $25,000 borrowed at 5.54% APR 84 monthly payments of $577.46 for $40,000 borrowed at 5.64% APR **Less than 45,000 miles

2016-2022 Used Autos or Motorcycles**

APR*	Terms (Months)
As low as 5.74%	1-48
As low as 5.89%	49-60
As low as 5.99%	61-72
Examples: 48 monthly payments of $233.66 for $10,000 borrowed at 5.74% APR 60 monthly payments of $289.23 for $15,000 borrowed at 5.89% APR 72 monthly payments of $331.36 for $20,000 borrowed at 5.99% APR **Greater than 45,000 miles

2015 and Older Used Autos or Motorcycles

APR*	Terms (Months)
As low as 9.99%	1-36
As low as 10.49%	37-48
Examples: 36 monthly payments of $241.97 for $7,500 borrowed at 9.99% APR 48 monthly payments of $255.99 for $10,000 borrowed at 10.49% APR

Snowmobile or ATV - New

APR*	Terms (Months)
as low as 6.99%	1-36
as low as 7.99%	37-48
as low as 8.99%	49-60
Examples: 36 monthly payments of $30.87 per $1,000 borrowed at 6.99% APR. 48 monthly payments of $24.41 per $1,000 borrowed at 7.99% APR. 60 monthly payments of $20.75 per $1,000 borrowed at 8.99%APR.

Snowmobile or ATV - Used

APR*	Terms (Months)
as low as 7.99	1-24
as low as 8.99%	25-36
Examples: 24 monthly payments of $45.22 per $1,000 borrowed at 7.99% APR. 36 monthly payments of $31.80 per $1,000 borrowed at 8.99% APR.

Boat or Jet Ski - New

APR*	Terms (Months)
as low as 7.24%	1-60
as low as 8.24%	61-84
Examples: 60 monthly payments of $19.91 per $1,000 borrowed at 7.24% APR. 84 monthly payments of $15.71 per $1,000 borrowed at 8.24% APR.

Boat or Jet Ski - Used

APR*	Terms (Months)
as low as 7.99%	1-48
as low as 8.99%	49-60
Examples: 48 monthly payments of $24.41 per $1,000 borrowed at 7.99% APR. 60 monthly payments of $20.75 per $1,000 borrowed at 8.99% APR.

Motorhome or Travel Trailer - New

APR*	Terms (Months)
as low as 7.99%	1-60
as low as 8.74%	61-84
as low as 9.74%	85-120
Examples: 60 monthly payments of $20.27 per $1,000 borrowed at 7.99% APR. 84 monthly payments of $15.96 per $1,000 borrowed at 8.74% APR. 120 monthly payments of $13.07 per $1,000 borrowed at 9.74% APR.

Motorhome or Travel Trailer - Used

APR*	Terms (Months)
as low as 9.99%	1-60
as low as 10.99%	61-84
Examples: 60 monthly payments of $21.24 per $1,000 borrowed at 9.99% APR. 84 monthly payments of $17.12 per $1,000 borrowed at 10.99% APR.

Personal Loans

APR*	Terms (Months)
As low as 8.99%	1-12
As low as 9.99%	13-24
As low as 10.99%	25-36
As low as 11.49%	37-48
As low as 11.99%	49-60
As low as 15.99% for loans less than $2,500	up to 24
Example: 12 monthly payments of $218.62 for $2,500 borrowed at 8.99% APR 24 monthly payments of $161.49 for $3,500 borrowed at 9.99% APR 36 monthly payments of $163.67 for $5,000 borrowed at 10.99% APR 48 monthly payments of $195.63 for $7,500 borrowed at 11.49% APR 60 monthly payments of $222.39 for $10,000 borrowed at 11.99% APR 12 monthly payments of $90.73 for $1,000 borrowed at 15.99% APR

Clear in [10]™ - Home Equity Fixed 1st Lien Position Loan

APR*	Terms (Months)
as low as 5.99%	120
Example: $50,000 borrowed for 120 months at 5.99% APR, the monthly payment will be $554.85. • Example does not include any required taxes and insurance premiums. • Any additional costs such as appraisal fees and title guaranty will be reviewed with member and included in closing costs, if required.

Free in [15] - Home Equity Fixed 1st Lien Position Loan

APR*	Terms (Months)
as low as 6.24%	180
Example: $50,000 borrowed for 180 months at 6.24% APR, the monthly payment will be $428.44. • Example does not include any required taxes and insurance premiums. • Any additional costs such as appraisal fees and title guaranty will be reviewed with member and included in closing costs, if required.

APR*

Terms (Months)

as low as 6.24%

180

Example:
$50,000 borrowed for 180 months at 6.24% APR, the monthly payment will be $428.44.

• Example does not include any required taxes and insurance premiums.
• Any additional costs such as appraisal fees and title guaranty will be reviewed with member and included in closing costs, if required.

Fixed Rate Home Equity Loans

APR*	Terms (Months)
as low as 6.49%	1-60
As low as 6.99%	61-120
As low as 7.49%	121-180
Example: 36 monthly payments of $306.44 for $10,000 borrowed at 6.49% APR 60 monthly payments of $395.93 for $20,000 borrowed at 6.99% APR 120 monthly payments $593.25 for $50,000 borrowed at 7.49% APR

Home Equity Line of Credit (HELOC) - 10 Year Draw Period Interest Only

APR*	Terms (Months)
as low as 7.50%	300
Example: Monthly payments of $62.50 for $10,000 borrowed at 7.50% APR during draw period. Borrower will be required to pay for hazard insurance (including flood insurance, if applicable) throughout the term of the HELOC. Your payments during both the draw and repayment periods will not include amounts due for property taxes and insurance. • Variable Rate tied to Prime • No fees are included as a percentage of the credit limit. • Estimated dollar range of closing costs is $165 - $695 • Maximum rate is 18.000% • No membership or annual fees apply. • No minimum, fixes, transaction, activity or similar finance charges will be imposed.

APR*

Terms (Months)

as low as 7.50%

300

Example:
Monthly payments of $62.50 for $10,000 borrowed at 7.50% APR during draw period. Borrower will be required to pay for hazard insurance (including flood insurance, if applicable) throughout the term of the HELOC. Your payments during both the draw and repayment periods will not include amounts due for property taxes and insurance.
• Variable Rate tied to Prime
• No fees are included as a percentage of the credit limit.
• Estimated dollar range of closing costs is $165 - $695
• Maximum rate is 18.000%
• No membership or annual fees apply.
• No minimum, fixes, transaction, activity or similar finance charges will be imposed.

Mortgage Loans

Call or click here for rates and terms. Real estate closing costs/fees vary based on loan amount, location and type of loan. Contact a real estate associate for actual costs for your specific loan.

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