Personal Loan

Personal Loans are a way to help you lead a greater life through loans that can assist in building credit, help in emergency situations or simply be there for your everyday needs.

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Pay Off Debt

Simplify your finances by combining high-interest balances into one manageable payment.

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Cover Unexpected Expenses

From medical bills to emergency repairs, get the support you need when it matters most.

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Fund What's Next

Plan a vacation, tackle home improvements, or cover major purchases with confidence.

Personal Loans that Fit Your Life

Get the funds you need with fixed rates, flexible terms, and fast local decisions so you can move forward with confidence.

Key Benefits

  • Predictable monthly payments
  • Competitive rates for members
  • Fast, local approval process

Ready to Move Forward?

Whether you’re consolidating debt, covering an unexpected expense, or planning something new, we’re here to help you take the next step.

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Pay Automatically

Set up Automatic Payments and never worry about missing a due date.  Set it up yourself through Online Banking or let us help you by calling or stopping by any GICU branch.

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Explore More Borrowing Options

Credit Builder Loans

 If you have low credit, this is the loan for you.  Get access to funds and rebuild your credit with easy monthly payments.

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Skip-A-Pay Options

Need some extra cash? Talk to your local GICU Member Advisor about your options.

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Student Loans

GICU has partnered with Sallie Mae to offer student loans that are right for you.

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RATES As low as 8.99% APR1

Choose GICU and start saving today!

Apply Now!

What our Members are Saying

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GICU made the process simple and stress-free. I was able to consolidate my debt and finally feel in control of my finances again.

- Jared H.

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1) APR=Annual Percentage Rate. Rates accurate as of March 19, 2026. Your rate will be based on your credit history and may be higher. All loans subject to full underwriting procedures and approval. Rates and terms subject to change.  Payment example: a loan amortized for 12 months at 8.99% APR, the monthly payment will be $87.45 per $1,000 borrowed.

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