Boats & RVs

Whether you’re planning summer weekends at the lake or cross-country road trips, we’ll help you get there with financing that fits your budget.

From fishing boats and pontoons to travel trailers and motorhomes, Greater Iowa Credit Union offers flexible financing options for the recreational vehicles you want to enjoy. Get pre-approved before you shop, refinance an existing loan, or talk with our team about finding a payment that works for your budget.

Find Financing for the Boat That's Right for You

Whether you're spending your weekends fishing, cruising or enjoying watersports, we can help you finance the boat that fits your plans.

Fishing Boats

Spend more time on the water and less time worrying about how to finance your next fishing boat.

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Pontoons

Make room for family and friends with financing for your next pontoon.

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Personal Watercraft

Enjoy the water your way with financing options for personal watercraft, including jet skis.

RV Financing for Your Next Road Trip

Your next adventure could be a weekend getaway or a cross-country road trip. We offer financing options for a variety of recreational vehicles.

An icon of a travel trailer in a blue circle.

Travel Trailers

Take your home base wherever the road leads with financing for travel trailers.

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Fifth Wheels

Finance a fifth wheel and make it easier to turn long weekends into longer adventures.

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Motorhomes

Whether you're planning occasional getaways or frequent camping trips, we can help finance the motorhome that fits your needs.

Why Finance Your Boat or RV with GICU?

When you're ready to make more memories, we're ready to help you finance the way there. Our boat and RV loans offer:

Competitive rates for qualifying borrowers
Financing for new and used boats and RVs
Flexible repayment terms
Pre-approval before you shop
Refinancing options for existing recreational vehicle loans
Quick, local decision-making and processing
Friendly, personalized service from our team

Ready to get started?

Explore current rates and available terms for boats, jet skis, motorhomes and travel trailers.

Apply Now!

frequently asked questions

What credit score do I need to qualify for a boat or RV loan?

There isn't one credit score that guarantees approval. Your credit history, income, debt, loan amount, collateral and other factors may be considered when reviewing your application. A stronger credit profile may help you qualify for more competitive rates. Contact us to discuss your financing options.

Can I finance a used boat or RV?

Yes. Greater Iowa Credit Union offers financing options for used boats and used motorhomes or travel trailers. Available rates, terms and eligibility requirements may vary based on the age and type of recreational vehicle.

Can I get pre-approved before I choose a boat or RV?

Yes. Pre-approval can help you understand your financing options before you shop and may give you additional bargaining power when you're ready to purchase.

How quickly can my boat or RV loan be approved?

Greater Iowa Credit Union offers pre-approval and local decision-making and processing. The time needed to make a lending decision can vary depending on your application, documentation and loan details. Having your information ready can help keep the process moving.