Greater Checking Unleashed.
When you open a new Greater Checking account by June 30th, we will donate one pound of dog food to the Animal Rescue League. Learn more
Greater Savings
Earn more with your money by opening a GICU Greater Savings account when you pair it with your GICU Greater Checking. Learn more here!
Make it feel like home.
The difference between how much you owe and your home’s worth can make all the difference when it comes to affordable home improvements, debt consolidation, and many other expenses. Learn more.
Manage Your Cards
Download the new GICU Cards app to make credit card payments, set up alerts and controls, and report a card lost or stolen. Learn more
More Details
Visit us at our Lincoln Way and East Des Moines Branches for Shred Day.
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Mortgage interest rate movements are as hard to predict as the stock market and no one can really know for certain whether they'll go up or down. If you have a hunch that rates are on an upward trend then you'll want to consider locking the rate as soon as you are able. Before you decide to lock, make sure that your loan can close within the lock in period. It won't do any good to lock your rate if you can't close during the rate lock period. If you're purchasing a home, review your contract for the estimated closing date to help you choose the right rate lock period. If you are refinancing, in most cases, your loan could close within 30 days. However, if you have any secondary financing on the home that won't be paid off, allow some extra time since we'll need to contact that lender to get their permission. If you think rates might drop while your loan is being processed, take a risk and let your rate "float" instead of locking. After you apply, you can lock in 24 hours a day online by visiting the Loan Status area of our site.
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