Certificates of Deposit
When you want your savings to grow without the ups and downs of the stock market, a certificate of deposit puts you in control. GICU's high-rate CDs let you lock in a guaranteed, fixed rate of return for a term that fits your goals, whether you're saving for six months or building toward something bigger.
As a member-owned Iowa credit union, we're able to offer some of the best CD rates near you, backed by people who live and work in your community. Choose your term, open your certificate, and watch your money work harder.
Certificate Specials
Why Choose a GICU Certificate of Deposit?
A certificate of deposit (CD) is one of the simplest, safest ways to grow your savings. Here's what makes GICU certificates a smart choice:
- Guaranteed, fixed rates. Your rate is locked in the day you open your CD, so you know exactly what you'll earn.
- Flexible terms. Choose a term that matches your timeline, from short-term certificates to longer terms that maximize your earnings.
- Competitive CD rates. As a not-for-profit credit union, we return value to our members through strong rates and low fees.
- Local and member-owned. When you bank with GICU, you're banking with neighbors. Get the best CD rates near you with branches and service right here in Iowa.
- Safe and insured. Your deposits are federally insured up to $250,000 by the National Credit Union Administration (NCUA), with additional coverage through Excess Share Insurance.
Come into a GICU branch or contact us online to learn more and open your account.
Contact UsCurrent Rates