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Greater Savings

Earn more with your money by opening a Greater Savings account when you pair it with your Greater Checking.  Qualify for the higher dividend rate and you’ll earn 1.70% APY each month on up to $50,0001. It’s a GREATER combination! Experience the power of compound interest and watch your money grow.

Greater Savings Benefits

  • Free account that builds savings effortlessly

  • 1.70% APY on balance up to $50,000 & 0.50% APY paid on each dollar over $50,0001 when qualifications are met

  • No minimum balance to earn higher dividend rate

  • No monthly maintenance fees

  • No minimum deposit to open

earning greater dividends is easy

Qualifying for your Greater Checking account automatically qualifies you for the higher dividend rate on your Greater Savings account! Enrollments must be in place and all of the following transactions and activities must post and settle to your Greater Checking account prior to the close of business on the last business day of the month:

  • At least 20 debit card purchases totaling $100
  • Enrollment in estatements
  • At least 1 direct deposit of $100 or more or 1 payment made via Greater Iowa bill pay from your Greater Checking account

That's it. Even if you don't meet your qualifications during the month, your Greater Checking & Greater Savings accounts are still free. Plus, you'll still earn our base interest rate. And you can get right back to earning the higher dividend rate the very next month.

1.70% APY
on balances up to $50,0001

Ready to get started? Make the switch today!

Contact Us

 

1) 1.70% Annual Percentage Yield (APY) paid on balances up to $50,000 with 0.50% APY paid on all amounts above $50,000 each cycle requirements are met. If requirements are not met, 0.05% APY earned on total balance. APY subject to change; accurate as of March 19, 2026. Requirements for stated rate are to have a Greater Checking account that meets the qualifying requirements for the high dividend rate in the Greater Checking account prior to the last business day of the month, which are: 1) have at least twenty debit card purchases totaling $100 (PIN or signature based) post and settle, 2) have either a direct deposit of at least $100 per month into the Greater Checking or at least one payment made via Greater Iowa bill pay from the Greater Checking account, and 3) elect to receive electronic statements.

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