Basic Blue

Whether you are just starting your financial journey or are about to reach your financial goals, our Basic Blue Checking account can help!

Apply anytime, from anywhere. The process is quick, simple, and only takes a few minutes to get started.

Get started today!

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New to Greater Iowa? 

Complete a short application from your phone, tablet, or computer. You’ll provide basic information like your ID and contact details. You'll need two forms of identification listed below:

  • Driver's License
  • Social Security Card
  • ITIN Card
  • Birth Certificate
  • Passport

Get Started

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Existing Members

As a GICU member, adding a Basic Blue Checking account is quick and easy. Simply log in to online banking, choose your account preferences like direct deposit, debit card access, and eStatements, and once your account is opened, you can start using it right away for everyday spending and digital banking.

Add Accounts

Note: If the address on the ID does not match the address the member provides, an additional document may be required to verify the address (such as a lease agreement, utility bill, or similar document).

Account Requirements

Have a share (membership) account with a minimum balance of $5.
All checking accounts have a minimum age requirement of 18 unless there is a joint holder on the account.

Key Benefits

  • Free online banking and GICU Bill Pay
  • Free eStatements with check images
  • Access to over 1,300 Privileged Status™ ATMs in Iowa - no surcharge
  • Debit card daily limits: $500 (pin-based) and $3,000 (signature-based)
  • ApplePay, GooglePay, and Samsung Pay capable

Ready to get started? Open your Basic Blue Checking account today and start managing your money with confidence. 

Open in Minutes!

Explore More Checking Options

Fresh Start Checking

If you don't meet the approval requirements for a checking account elsewhere, our Fresh Start Checking account can help!

Learn More

Greater Checking

Our Greater Checking account pays higher interest if you meet monthly activity requirements like debit purchases and direct deposit.

Learn More

What our Members are Saying

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Great checking account! Simple, easy to use, and no extra fees. The staff is always friendly and helpful. Highly recommend GICU!”

- Samantha K.

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