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Greater Every Day Rewards Credit Card

Black Greater Every Day Rewards credit card

New Cardholder Offer

  • Earn double points on all purchases for the first six months!1
  • As low as 0% APR on purchases for the first 12 months2
  • 0% intro APR for the first 12 months on balance transfers3

Card Details

Earn points on every day spending:

  • 4x at gas stations and charging stations5
  • 3x at restaurants and fast food
  • 2x on groceries and streaming
  • 1x on everything else

APR & Fees

  • 13.70% to 21.00% variable APR after introductory period4
  • No annual fee or foreign transactions fees

Apply Online

See Card Details

Greater Every Day Cash Credit Card

Black Greater Every Day Cash credit card

New Cardholder Offer

  • Earn a $150 reward when you spend $1,000 in the first 90 days5
  • As low as 0% APR on purchases for the first 12 months2
  • 0% intro APR for the first 12 months on balance transfers3

Card Details

No limits on cash back:

  • Earn 1.5% cash back on all purchases
  • Earn 2.0% cash back when paired with a Greater Checking account

APR & Fees

  • 13.70% to 21.00% variable APR after introductory period4
  • No annual fee or foreign transactions fees

Apply Online

See Card Details

Greater Every Day Rate Credit Card

Black Greater Every Day Rate credit card

New Cardholder Offer

  • As low as 0% APR on purchases for the first 12 months2
  • 0% intro APR for the first 12 months on balance transfers3

Card Details

This low-rate credit card is perfect for large purchases that you plan on paying off over several months.

APR & Fees

  • 11.70% to 18.70% variable APR after introductory period4
  • No annual fee or foreign transactions fees

Apply Online

See Card Details

1)Accounts that are issued and approved will receive twice as many points on purchase transactions for the first six months after account opening. Each account is eligible for 1 bonus at account opening. Cash advances, balance transfers, and checks used to access your account are not considered purchases and will not earn rewards. Your card account must be open and in good standing to earn rewards.  This offer is available only to new cardholders and may not be combined with other promotional offers.
2) 0% to 7.99% introductory APR for qualified members; your rate is determined by creditworthiness. Not all applicants will qualify for an introductory rate. After the introductory period, rates are variable based on Prime Rate.
3) 0% introductory APR on all balance transfers made within 12 months of the card opening date. After the 12-month introductory period, rates are variable based on Prime Rate. If you take advantage of this balance transfer, you will immediately be charged interest on all purchases made with your credit card unless you pay the entire account balance, including balance transfers, in full each month by the payment due date.  
4) APR= Annual Percentage Rate. All applications are subject to credit approval. Terms and conditions are subject to change. Please refer to the full Consumer Credit Card Agreement and Disclosure and Application and Solicitation Disclosure for complete details. 
5) Accounts that are issued and approved will receive a $150 statement credit upon spending $1,000 in purchase transactions within 90 days of account opening. Cash advances, balance transfers, and checks used to access your account are not considered purchases and will not earn rewards. Each account is eligible for 1 statement credit of $150. To qualify and receive your bonus, you must make purchases totaling $1,000 or more in the first three (3) months from account opening. After qualifying, please allow up to 30 days for bonus to post to your cash back balance. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment.  This offer is available only to new cardholders and may not be combined with other promotional offers.
5) After accumulating 10,000 rewards points at gas and charging stations within a calendar year, all subsequent purchases will earn 1x point per dollar spent for the remainder of that year.

*Offer valid on all purchase transactions made with GICU consumer credit cards that post to the account between 11/1/2025 and 12/31/2025. GiveIowa is a program managed by GICU that donates money to non-profit organizations in the communities we serve. Swipe2Give donations will be split equally among the four 2025 GiveIowa charities.

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