Greater Checking
When you open a new Greater Checking account you earn greater dividends, which are paid when eligibility requirements are met. Learn more
With Greater Iowa Credit Union’s Financial Futures Savings account, young savers learn the value of saving, goal-setting, and planning for their future, one dollar at a time.
Refinance your auto loan and earn cash back.
Are you looking to accelerate your savings? Refinance your auto loan and earn up to $500 cashback! Apply Online
Celebrating Young Savers!
We're excited to announce our new Financial Futures Giveaway! Each month brings a new chance to win awesome prizes that make saving even more rewarding. Click here to enter.
As a member of Greater Iowa Credit Union, you can receive a significant discount on Adventureland Park and Adventure Bay Waterpark tickets!
Login to my account
Forgot Password? Signup
Keeping Your Money Safe
Everything You Need to Know About External Payment Apps
Payment apps allow you to send, receive, or transfer money electronically using your smartphone, tablet, or computer. Many apps connect directly to your bank account or debit card for quick and secure transactions. External payment apps like Venmo, Cash App, Zelle, PayPal, and other mobile wallets can make it easier to send money, split expenses, and manage everyday payments right from your phone. While many of our members choose to connect their Greater Iowa Credit Union accounts to these services, it’s important to know that these apps are independent third-party providers and are not owned, operated, or endorsed by Greater Iowa Credit Union.
Because these platforms operate separately from GICU:
We encourage members to use caution when sending money digitally and only transfer funds to people they know and trust.
Best for splitting expenses with friends and family.
Learn More
Best for fast peer-to-peer payments and simple investing.
Best for direct bank-to-bank transfers.
Best for online shopping and business payments.
How do payment apps work?
Most payments work by securely connecting to either your checking or savings account, or a debit card. A credit card can be used in some cases.
While some payment apps operate independently from Greater Iowa Credit Union, GICU does support digital wallet services including Apple Pay, Google Wallet, and Samsung Wallet. Members can securely add eligible GICU debit and credit cards to these mobile wallet platforms for fast, convenient payments online, in apps, and in stores.
Apple Pay, Google Wallet, and Samsung Wallet are third-party digital wallet providers. While Greater Iowa Credit Union supports eligible card connections within these platforms, wallet features, device compatibility, and app functionality are managed by their respective providers.
Apple Pay is a secure, contactless payment service by Apple, allowing users to make purchases in stores, apps, and websites using Apple devices (iPhone, Watch, Mac, iPad).
Google Pay is a mobile payment system or digital wallet that allows users to make secure in-store and online transactions via websites and apps.
Samsung Pay is a secure, convenient mobile payment app for Galaxy devices that allows users to make contactless payments at most terminals.
Still have questions? Visit our FAQs for quick answers, or contact our team for personal support. We're here to help you every step of the way.